/* ============================================================
   McFadden Accounting — Component Stylesheet
   Mobile-first. All breakpoints override the base rules.
   Design tokens live in style.css (:root block).
   ============================================================ */

/* ── Reset / Base ─────────────────────────────────────────── */
*, *::before, *::after { box-sizing: border-box; }

html {
  scroll-behavior: smooth;
  overflow-x: hidden; /* prevent any element from causing horizontal scroll */
}

body {
  margin: 0;
  overflow-x: hidden;
  background: var(--ma-bone);
  color: var(--ma-navy);
  font-family: var(--font-body);
  -webkit-font-smoothing: antialiased;
  -moz-osx-font-smoothing: grayscale;
}

img { max-width: 100%; height: auto; display: block; }

a { color: inherit; }

/* ── Skip Link (accessibility) ───────────────────────────── */
.skip-link {
  position: absolute;
  top: -9999px;
  left: 16px;
  padding: 8px 16px;
  background: var(--ma-gold);
  color: var(--ma-navy);
  font-family: var(--font-display);
  font-weight: 700;
  font-size: 13px;
  border-radius: 0 0 6px 6px;
  z-index: 999;
  text-decoration: none;
}
.skip-link:focus { top: 0; }

/* ─────────────────────────────────────────────────────────
   NAV
───────────────────────────────────────────────────────── */
.ma-nav {
  position: sticky;
  top: 0;
  z-index: 50;
  background: rgba(248,246,241,0.85);
  backdrop-filter: blur(12px);
  -webkit-backdrop-filter: blur(12px);
  border-bottom: 1px solid rgba(27,42,74,0.08);
}

.ma-nav__inner {
  max-width: 1240px;
  margin: 0 auto;
  padding: 18px 32px;
  display: flex;
  align-items: center;
  gap: 24px;
}

.ma-nav__brand {
  display: flex;
  align-items: center;
  gap: 12px;
  text-decoration: none;
  flex-shrink: 0;
}

.ma-nav__brand img {
  width: 44px;
  height: 44px;
  object-fit: contain;
  display: block;
}

/* Wordmark text lockup */
.ma-wordmark {
  font-family: var(--font-display);
  font-weight: 700;
  font-size: 22px;
  line-height: 1;
  letter-spacing: -0.02em;
  color: var(--ma-navy);
  white-space: nowrap;
}
.ma-wordmark em {
  font-style: italic;
  font-weight: 600;
  color: var(--ma-gold);
}

.ma-nav__links {
  list-style: none;
  margin: 0 0 0 32px;
  padding: 0;
  display: flex;
  gap: 22px;
  flex: 1;
  flex-wrap: nowrap;
}

.ma-nav__links a {
  font-family: var(--font-display);
  font-weight: 600;
  font-size: 14px;
  color: var(--ma-slate);
  text-decoration: none;
  letter-spacing: 0.01em;
  padding-bottom: 4px;
  border-bottom: 2px solid transparent;
  white-space: nowrap;
  transition: color 150ms ease, border-color 150ms ease;
}
.ma-nav__links a:hover,
.ma-nav__links a.is-active {
  color: var(--ma-navy);
  border-bottom-color: var(--ma-gold);
}

.ma-nav__phone {
  font-family: var(--font-display);
  font-weight: 600;
  font-size: 13px;
  color: var(--ma-navy);
  text-decoration: none;
  white-space: nowrap;
  flex-shrink: 0;
}
.ma-nav__phone:hover { color: var(--ma-gold); }

.ma-nav__cta {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  background: var(--ma-gold);
  color: var(--ma-navy);
  padding: 12px 22px;
  border-radius: 999px;
  font-family: var(--font-display);
  font-weight: 700;
  font-size: 12px;
  letter-spacing: 0.18em;
  text-transform: uppercase;
  text-decoration: none;
  box-shadow: 0 2px 6px rgba(15,26,48,0.08);
  flex-shrink: 0;
  transition: background 150ms ease, box-shadow 150ms ease;
}
.ma-nav__cta:hover { background: #b8973f; box-shadow: 0 4px 12px rgba(15,26,48,0.15); }

/* Hamburger — mobile only */
.ma-nav__hamburger {
  display: none;
  background: transparent;
  border: 1px solid rgba(27,42,74,0.2);
  border-radius: 6px;
  padding: 8px;
  cursor: pointer;
  margin-left: auto;
  flex-shrink: 0;
}
.ma-nav__hamburger svg { display: block; }

/* Mobile drawer */
.ma-nav__drawer {
  display: none;
  flex-direction: column;
  gap: 0;
  background: rgba(248,246,241,0.98);
  border-top: 1px solid rgba(27,42,74,0.08);
  padding: 8px 0 16px;
}
.ma-nav__drawer a {
  display: block;
  padding: 13px 32px;
  font-family: var(--font-display);
  font-weight: 600;
  font-size: 15px;
  color: var(--ma-navy);
  text-decoration: none;
  border-bottom: 1px solid rgba(27,42,74,0.06);
}
.ma-nav__drawer a:last-child { border-bottom: none; }
.ma-nav__drawer a:hover { background: rgba(201,168,76,0.08); }
.ma-nav__drawer .ma-nav__cta {
  margin: 12px 32px 0;
  display: flex;
  justify-content: center;
}
.ma-nav__drawer.is-open { display: flex; }

/* ─────────────────────────────────────────────────────────
   HERO
───────────────────────────────────────────────────────── */
.ma-hero {
  background: var(--ma-bone);
  padding: 96px 32px 80px;
}
.ma-hero__inner {
  max-width: 1240px;
  margin: 0 auto;
  display: grid;
  grid-template-columns: minmax(0,1.15fr) minmax(0,1fr);
  gap: 64px;
  align-items: center;
}
.ma-hero__eyebrow {
  font-family: var(--font-display);
  font-size: 11px;
  font-weight: 700;
  letter-spacing: 0.24em;
  text-transform: uppercase;
  color: var(--ma-gold);
  margin-bottom: 22px;
}
.ma-hero__h1 {
  font-family: var(--font-display);
  font-weight: 700;
  font-size: clamp(48px, 6vw, 80px);
  line-height: 1;
  letter-spacing: -0.025em;
  color: var(--ma-navy);
  margin: 0;
}
.ma-hero__h1 em {
  font-family: var(--font-display);
  font-style: italic;
  font-weight: 600;
  color: var(--ma-gold);
}
.ma-hero__body {
  font-family: var(--font-body);
  font-size: 18px;
  line-height: 1.55;
  color: var(--ma-slate);
  margin-top: 28px;
  max-width: 520px;
}
.ma-hero__actions {
  display: flex;
  gap: 14px;
  margin-top: 36px;
  align-items: center;
  flex-wrap: wrap;
}
.ma-btn-primary {
  display: inline-flex;
  align-items: center;
  gap: 10px;
  background: var(--ma-gold);
  color: var(--ma-navy);
  padding: 16px 28px;
  border-radius: 999px;
  font-family: var(--font-display);
  font-weight: 700;
  font-size: 13px;
  letter-spacing: 0.18em;
  text-transform: uppercase;
  text-decoration: none;
  box-shadow: 0 4px 12px rgba(15,26,48,0.1);
  transition: background 150ms ease, box-shadow 150ms ease;
  border: none;
  cursor: pointer;
}
.ma-btn-primary:hover { background: #b8973f; box-shadow: 0 6px 18px rgba(15,26,48,0.18); }
.ma-btn-ghost {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  color: var(--ma-navy);
  font-family: var(--font-display);
  font-weight: 600;
  font-size: 14px;
  text-decoration: none;
  transition: color 150ms ease;
}
.ma-btn-ghost:hover { color: var(--ma-gold); }

.ma-hero__stats {
  display: flex;
  gap: 32px;
  margin-top: 56px;
  padding-top: 24px;
  border-top: 1px solid rgba(27,42,74,0.1);
  flex-wrap: wrap;
}
.ma-hero__stat-num {
  font-family: var(--font-display);
  font-weight: 700;
  font-size: 28px;
  color: var(--ma-navy);
  letter-spacing: -0.02em;
}
.ma-hero__stat-label {
  font-family: var(--font-body);
  font-size: 12px;
  color: var(--ma-slate);
  letter-spacing: 0.02em;
  margin-top: 2px;
}

/* Portrait panel */
.ma-hero__portrait {
  position: relative;
  border-radius: 20px;
  overflow: hidden;
  background: var(--ma-navy);
  aspect-ratio: 4/5;
  box-shadow: 0 30px 60px rgba(15,26,48,0.15);
}
.ma-hero__portrait img {
  position: absolute;
  inset: 0;
  width: 100%;
  height: 100%;
  object-fit: cover;
  object-position: right bottom;
}
.ma-hero__portrait-overlay {
  position: absolute;
  inset: 0;
  background: radial-gradient(120% 90% at 30% 18%, #2A3F6B 0%, #1B2A4A 45%, #0A1428 100%);
}
.ma-hero__portrait-rim {
  position: absolute;
  inset: 0;
  background: linear-gradient(90deg, rgba(201,168,76,0) 55%, rgba(201,168,76,0.14) 85%, rgba(201,168,76,0) 100%);
  mix-blend-mode: screen;
  pointer-events: none;
}
.ma-hero__portrait-scrim {
  position: absolute;
  left: 0; right: 0; bottom: 0;
  height: 55%;
  background: linear-gradient(180deg, rgba(15,20,40,0) 0%, rgba(15,20,40,0.55) 55%, rgba(15,20,40,0.92) 100%);
  pointer-events: none;
}
.ma-hero__portrait-caption {
  position: absolute;
  inset: 0;
  padding: 32px;
  display: flex;
  flex-direction: column;
  justify-content: flex-end;
}
.ma-hero__founder-name {
  font-family: var(--font-display);
  font-weight: 700;
  font-size: 22px;
  letter-spacing: -0.01em;
  color: var(--ma-bone);
  line-height: 1.1;
}
.ma-hero__founder-title {
  font-family: var(--font-mono);
  font-size: 11px;
  font-weight: 600;
  letter-spacing: 0.18em;
  text-transform: uppercase;
  color: var(--ma-gold);
  margin-top: 6px;
}
.ma-hero__founder-quote {
  font-family: var(--font-serif);
  font-style: italic;
  font-weight: 400;
  font-size: 18px;
  line-height: 1.35;
  color: rgba(248,246,241,0.92);
  margin-top: 14px;
}

/* ─────────────────────────────────────────────────────────
   FRAMEWORK
───────────────────────────────────────────────────────── */
.ma-framework {
  background: #fff;
  padding: 120px 32px;
}
.ma-framework__inner { max-width: 1240px; margin: 0 auto; }
.ma-framework__header { max-width: 640px; margin-bottom: 64px; }
.ma-framework__eyebrow {
  font-family: var(--font-display);
  font-size: 11px;
  font-weight: 700;
  letter-spacing: 0.24em;
  text-transform: uppercase;
  color: var(--ma-gold);
  margin-bottom: 18px;
}
.ma-framework__h2 {
  font-family: var(--font-display);
  font-weight: 700;
  font-size: 48px;
  line-height: 1.05;
  letter-spacing: -0.02em;
  color: var(--ma-navy);
  margin: 0;
}
.ma-framework__h2 em {
  font-style: italic;
  font-weight: 600;
  color: var(--ma-gold);
}
.ma-framework__tm {
  font-size: 0.32em;
  font-style: normal;
  font-weight: 600;
  color: var(--ma-gold);
  letter-spacing: 0;
  margin-left: 2px;
  position: relative;
  top: -0.9em;
}
.ma-framework__body {
  font-family: var(--font-body);
  font-size: 17px;
  line-height: 1.55;
  color: var(--ma-slate);
  margin-top: 18px;
}
.ma-framework__grid {
  display: grid;
  grid-template-columns: 1fr 1fr 1fr;
  gap: 24px;
}
.ma-framework__card {
  border-radius: 16px;
  padding: 36px;
  display: flex;
  flex-direction: column;
  gap: 18px;
  background: var(--ma-bone);
  border: 1px solid rgba(27,42,74,0.08);
  color: var(--ma-navy);
}
.ma-framework__card--navy {
  background: var(--ma-navy);
  color: var(--ma-bone);
  border: none;
}
.ma-framework__step-row {
  display: flex;
  align-items: baseline;
  justify-content: space-between;
}
.ma-framework__step-num {
  font-family: var(--font-mono);
  font-size: 12px;
  letter-spacing: 0.06em;
  color: var(--ma-gold);
}
.ma-framework__step-rule { width: 28px; height: 1px; background: var(--ma-gold); opacity: 0.6; }
.ma-framework__card-title {
  font-family: var(--font-display);
  font-weight: 700;
  font-size: 32px;
  line-height: 1;
  letter-spacing: -0.02em;
}
.ma-framework__card-lead {
  font-family: var(--font-serif);
  font-style: italic;
  font-size: 18px;
  margin-top: 10px;
  color: var(--ma-slate);
}
.ma-framework__card--navy .ma-framework__card-lead { color: #DCC078; }
.ma-framework__card-body {
  font-family: var(--font-body);
  font-size: 14.5px;
  line-height: 1.6;
  color: var(--ma-slate);
  margin: 0;
}
.ma-framework__card--navy .ma-framework__card-body { color: rgba(248,246,241,0.78); }
.ma-framework__card-points {
  list-style: none;
  padding: 0;
  margin: 8px 0 0;
  display: flex;
  flex-direction: column;
  gap: 8px;
}
.ma-framework__card-point {
  display: flex;
  align-items: center;
  gap: 10px;
  font-family: var(--font-body);
  font-size: 13px;
  color: var(--ma-navy);
}
.ma-framework__card--navy .ma-framework__card-point { color: #F2E6BD; }
.ma-framework__bullet { width: 6px; height: 6px; background: var(--ma-gold); border-radius: 0; flex-shrink: 0; }

/* ─────────────────────────────────────────────────────────
   PROOF
───────────────────────────────────────────────────────── */
.ma-proof {
  background: var(--ma-navy);
  color: var(--ma-bone);
  padding: 120px 32px;
}
.ma-proof__inner { max-width: 1240px; margin: 0 auto; }
.ma-proof__header {
  display: grid;
  grid-template-columns: minmax(0,1fr) minmax(0,1.4fr);
  gap: 64px;
  align-items: end;
  margin-bottom: 56px;
}
.ma-proof__eyebrow {
  font-family: var(--font-display);
  font-size: 11px;
  font-weight: 700;
  letter-spacing: 0.24em;
  text-transform: uppercase;
  color: var(--ma-gold);
  margin-bottom: 14px;
}
.ma-proof__h2 {
  font-family: var(--font-display);
  font-weight: 700;
  font-size: 44px;
  line-height: 1.05;
  letter-spacing: -0.02em;
  color: var(--ma-bone);
  margin: 0;
}
.ma-proof__h2 em {
  font-style: italic;
  font-weight: 600;
  color: var(--ma-gold);
}
.ma-proof__intro {
  font-family: var(--font-body);
  font-size: 17px;
  line-height: 1.6;
  color: rgba(248,246,241,0.75);
  margin: 0;
  max-width: 520px;
}
.ma-proof__cards {
  display: grid;
  grid-template-columns: 1fr 1fr 1fr;
  gap: 18px;
}
.ma-proof__card {
  background: var(--ma-bone);
  color: #0A1224;
  border-radius: 16px;
  padding: 32px;
  display: flex;
  flex-direction: column;
  gap: 18px;
  box-shadow: 0 20px 40px rgba(15,26,48,0.18);
}
.ma-proof__card-top {
  display: flex;
  justify-content: space-between;
  align-items: flex-start;
}
.ma-proof__tag {
  font-family: var(--font-mono);
  font-size: 11px;
  color: #8C7432;
  letter-spacing: 0.08em;
  text-transform: uppercase;
}
.ma-proof__practice {
  font-family: var(--font-display);
  font-size: 9px;
  font-weight: 700;
  color: var(--ma-slate);
  letter-spacing: 0.18em;
  text-transform: uppercase;
  margin-top: 4px;
}
.ma-proof__stat {
  font-family: var(--font-display);
  font-weight: 700;
  font-size: 56px;
  line-height: 1;
  letter-spacing: -0.03em;
  color: var(--ma-navy);
}
.ma-proof__stat-sub {
  font-family: var(--font-display);
  font-weight: 600;
  font-size: 13px;
  letter-spacing: 0.06em;
  text-transform: uppercase;
  color: var(--ma-slate);
  margin-top: 6px;
}
.ma-proof__rule { width: 40px; height: 1px; background: var(--ma-gold); opacity: 0.7; }
.ma-proof__quote {
  font-family: var(--font-serif);
  font-style: italic;
  font-size: 15.5px;
  line-height: 1.55;
  color: var(--ma-navy);
  margin: 0;
}
.ma-proof__card-footer {
  margin-top: auto;
  padding-top: 14px;
  border-top: 1px solid rgba(27,42,74,0.1);
}
.ma-proof__name {
  font-family: var(--font-display);
  font-weight: 700;
  font-size: 14px;
  color: var(--ma-navy);
  letter-spacing: -0.01em;
}
.ma-proof__role {
  font-family: var(--font-body);
  font-size: 12.5px;
  color: var(--ma-slate);
  margin-top: 2px;
}

/* Featured resolution case */
.ma-proof__featured {
  margin-top: 32px;
  background: linear-gradient(135deg, #0F1A30 0%, #1B2A4A 100%);
  border: 1px solid rgba(201,168,76,0.25);
  border-radius: 16px;
  overflow: hidden;
  display: grid;
  grid-template-columns: 1.4fr 1fr;
  position: relative;
}
.ma-proof__featured-topbar {
  position: absolute;
  top: 0; left: 0; right: 0;
  height: 3px;
  background: var(--ma-gold);
}
.ma-proof__featured-story {
  padding: 44px 44px 40px;
  display: flex;
  flex-direction: column;
  gap: 18px;
}
.ma-proof__featured-header {
  display: flex;
  justify-content: space-between;
  align-items: flex-start;
  gap: 24px;
  flex-wrap: wrap;
}
.ma-proof__featured-tag {
  font-family: var(--font-mono);
  font-size: 11px;
  color: var(--ma-gold);
  letter-spacing: 0.18em;
  text-transform: uppercase;
}
.ma-proof__featured-by {
  font-family: var(--font-display);
  font-size: 10px;
  font-weight: 700;
  color: rgba(248,246,241,0.55);
  letter-spacing: 0.18em;
  text-transform: uppercase;
}
.ma-proof__featured-h3 {
  font-family: var(--font-display);
  font-weight: 700;
  font-size: 32px;
  line-height: 1.15;
  letter-spacing: -0.02em;
  color: var(--ma-bone);
  margin: 0;
}
.ma-proof__featured-body {
  font-family: var(--font-body);
  font-size: 15px;
  line-height: 1.7;
  color: rgba(248,246,241,0.72);
  margin: 0;
}
.ma-proof__featured-foot {
  margin-top: auto;
  padding-top: 18px;
  border-top: 1px solid rgba(248,246,241,0.1);
  display: flex;
  justify-content: space-between;
  align-items: center;
  gap: 16px;
  flex-wrap: wrap;
}
.ma-proof__featured-client {
  font-family: var(--font-display);
  font-weight: 700;
  font-size: 14px;
  color: var(--ma-bone);
  letter-spacing: -0.01em;
}
.ma-proof__featured-date {
  font-family: var(--font-body);
  font-size: 12.5px;
  color: rgba(248,246,241,0.5);
  margin-top: 2px;
}
.ma-proof__featured-cta {
  font-family: var(--font-display);
  font-weight: 700;
  font-size: 11px;
  letter-spacing: 0.18em;
  text-transform: uppercase;
  color: var(--ma-gold);
  text-decoration: none;
  display: inline-flex;
  align-items: center;
  gap: 8px;
  border-bottom: 1px solid rgba(201,168,76,0.4);
  padding-bottom: 4px;
}
.ma-proof__metrics {
  background: rgba(248,246,241,0.04);
  border-left: 1px solid rgba(201,168,76,0.2);
  padding: 44px 36px;
  display: flex;
  flex-direction: column;
  justify-content: center;
  gap: 28px;
}
.ma-proof__metrics-label {
  font-family: var(--font-display);
  font-size: 10px;
  font-weight: 700;
  color: rgba(248,246,241,0.45);
  letter-spacing: 0.22em;
  text-transform: uppercase;
}
.ma-proof__metric-val {
  font-family: var(--font-display);
  font-weight: 700;
  font-size: 38px;
  line-height: 1;
  letter-spacing: -0.03em;
  color: var(--ma-gold);
}
.ma-proof__metric-name {
  font-family: var(--font-display);
  font-size: 10px;
  font-weight: 700;
  color: rgba(248,246,241,0.55);
  letter-spacing: 0.18em;
  text-transform: uppercase;
  margin-top: 8px;
}

/* Industry strip */
.ma-proof__industries {
  margin-top: 56px;
  padding-top: 32px;
  border-top: 1px solid rgba(248,246,241,0.12);
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 32px;
  flex-wrap: wrap;
}
.ma-proof__industries-label {
  font-family: var(--font-display);
  font-size: 11px;
  font-weight: 700;
  letter-spacing: 0.24em;
  text-transform: uppercase;
  color: rgba(248,246,241,0.5);
}
.ma-proof__industry-list {
  display: flex;
  gap: 40px;
  flex-wrap: wrap;
  align-items: center;
}
.ma-proof__industry {
  font-family: var(--font-display);
  font-weight: 600;
  font-size: 14px;
  color: rgba(248,246,241,0.7);
  letter-spacing: 0.02em;
}

/* ─────────────────────────────────────────────────────────
   SERVICES
───────────────────────────────────────────────────────── */
.ma-services {
  background: var(--ma-bone);
  padding: 120px 32px;
}
.ma-services__inner { max-width: 1240px; margin: 0 auto; }
.ma-services__top {
  display: flex;
  align-items: flex-end;
  justify-content: space-between;
  margin-bottom: 48px;
  gap: 32px;
  flex-wrap: wrap;
}
.ma-services__eyebrow {
  font-family: var(--font-display);
  font-size: 11px;
  font-weight: 700;
  letter-spacing: 0.24em;
  text-transform: uppercase;
  color: var(--ma-gold);
  margin-bottom: 14px;
}
.ma-services__h2 {
  font-family: var(--font-display);
  font-weight: 700;
  font-size: 40px;
  line-height: 1.1;
  letter-spacing: -0.02em;
  color: var(--ma-navy);
  margin: 0;
  max-width: 560px;
}
.ma-services__all-link {
  font-family: var(--font-display);
  font-weight: 600;
  font-size: 13px;
  color: var(--ma-navy);
  text-decoration: none;
  display: inline-flex;
  align-items: center;
  gap: 6px;
  white-space: nowrap;
  flex-shrink: 0;
}
.ma-services__all-link:hover { color: var(--ma-gold); }
.ma-services__grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 18px;
}
.ma-services__card {
  background: #fff;
  border: 1px solid rgba(27,42,74,0.08);
  border-radius: 16px;
  padding: 28px;
  display: grid;
  grid-template-columns: auto 1fr;
  gap: 22px;
  box-shadow: 0 1px 0 rgba(15,26,48,0.04), 0 8px 24px rgba(15,26,48,0.04);
  transition: box-shadow 200ms ease;
}
.ma-services__card:hover { box-shadow: 0 1px 0 rgba(15,26,48,0.04), 0 16px 40px rgba(15,26,48,0.1); }
.ma-services__icon {
  width: 48px;
  height: 48px;
  background: var(--ma-navy);
  border-radius: 10px;
  display: flex;
  align-items: center;
  justify-content: center;
  flex-shrink: 0;
}
.ma-services__icon svg { width: 22px; height: 22px; stroke: var(--ma-gold); stroke-width: 1.6; fill: none; }
.ma-services__card-title {
  font-family: var(--font-display);
  font-weight: 700;
  font-size: 20px;
  color: var(--ma-navy);
  letter-spacing: -0.01em;
}
.ma-services__card-body {
  font-family: var(--font-body);
  font-size: 14.5px;
  line-height: 1.55;
  color: var(--ma-slate);
  margin: 8px 0 16px;
}
.ma-services__bullets {
  list-style: none;
  padding: 0;
  margin: 0;
  display: flex;
  flex-wrap: wrap;
  gap: 6px 14px;
}
.ma-services__bullet {
  font-family: var(--font-display);
  font-weight: 600;
  font-size: 11px;
  letter-spacing: 0.1em;
  text-transform: uppercase;
  color: var(--ma-navy);
  display: inline-flex;
  align-items: center;
  gap: 6px;
}
.ma-services__bullet-dot { width: 4px; height: 4px; background: var(--ma-gold); border-radius: 99px; }

/* ─────────────────────────────────────────────────────────
   RESOLUTION
───────────────────────────────────────────────────────── */
.ma-resolution {
  background: #0F1A30;
  color: var(--ma-bone);
  padding: 120px 32px;
  position: relative;
  overflow: hidden;
}
.ma-resolution__grid-bg {
  position: absolute;
  inset: 0;
  background-image:
    linear-gradient(rgba(201,168,76,0.04) 1px, transparent 1px),
    linear-gradient(90deg, rgba(201,168,76,0.04) 1px, transparent 1px);
  background-size: 80px 80px;
  pointer-events: none;
}
.ma-resolution__inner { position: relative; max-width: 1240px; margin: 0 auto; }
.ma-resolution__top {
  display: flex;
  align-items: center;
  justify-content: space-between;
  margin-bottom: 32px;
  gap: 24px;
  flex-wrap: wrap;
}
.ma-resolution__lockup {
  font-family: var(--font-display);
  font-weight: 700;
  font-size: 26px;
  line-height: 1;
  letter-spacing: -0.02em;
  color: var(--ma-bone);
  white-space: nowrap;
  display: inline-flex;
  align-items: center;
  gap: 10px;
}
.ma-resolution__lockup-sep {
  width: 1px;
  height: 22px;
  background: var(--ma-gold);
  opacity: 0.6;
}
.ma-resolution__lockup em {
  font-style: italic;
  font-weight: 600;
  color: var(--ma-gold);
}
.ma-resolution__full-link {
  font-family: var(--font-display);
  font-weight: 600;
  font-size: 12px;
  letter-spacing: 0.18em;
  text-transform: uppercase;
  color: var(--ma-gold);
  text-decoration: none;
  display: inline-flex;
  align-items: center;
  gap: 8px;
}
.ma-resolution__header {
  display: grid;
  grid-template-columns: minmax(0,1fr) minmax(0,1.4fr);
  gap: 64px;
  align-items: end;
  margin-bottom: 64px;
}
.ma-resolution__eyebrow {
  font-family: var(--font-display);
  font-size: 11px;
  font-weight: 700;
  letter-spacing: 0.24em;
  text-transform: uppercase;
  color: var(--ma-gold);
  margin-bottom: 14px;
}
.ma-resolution__h2 {
  font-family: var(--font-display);
  font-weight: 700;
  font-size: 44px;
  line-height: 1.05;
  letter-spacing: -0.02em;
  color: var(--ma-bone);
  margin: 0;
}
.ma-resolution__h2 em {
  font-style: italic;
  font-weight: 600;
  color: var(--ma-gold);
}
.ma-resolution__intro {
  font-family: var(--font-body);
  font-size: 17px;
  line-height: 1.65;
  color: rgba(248,246,241,0.7);
  margin: 0;
  max-width: 540px;
}
.ma-resolution__body {
  display: grid;
  grid-template-columns: 1.15fr 1fr;
  gap: 56px;
  align-items: start;
}
.ma-resolution__services-label {
  font-family: var(--font-mono);
  font-size: 11px;
  color: var(--ma-gold);
  letter-spacing: 0.06em;
  text-transform: uppercase;
  margin-bottom: 22px;
}
.ma-resolution__service-list { display: flex; flex-direction: column; gap: 2px; }
.ma-resolution__service {
  background: rgba(248,246,241,0.03);
  border-left: 3px solid var(--ma-gold);
  padding: 22px 26px;
}
.ma-resolution__service-name {
  font-family: var(--font-display);
  font-weight: 700;
  font-size: 16px;
  color: var(--ma-bone);
  letter-spacing: -0.01em;
  margin-bottom: 6px;
}
.ma-resolution__service-desc {
  font-family: var(--font-body);
  font-size: 14px;
  line-height: 1.6;
  color: rgba(248,246,241,0.65);
}
.ma-resolution__callout {
  margin-top: 28px;
  padding: 22px 26px;
  background: rgba(201,168,76,0.08);
  border-left: 3px solid var(--ma-gold);
}
.ma-resolution__callout p {
  font-family: var(--font-serif);
  font-style: italic;
  font-size: 16px;
  line-height: 1.55;
  color: #F2E6BD;
  margin: 0;
}

/* Partner card */
.ma-resolution__partner-card {
  background: rgba(248,246,241,0.04);
  border: 1px solid rgba(201,168,76,0.2);
  border-radius: 16px;
  overflow: hidden;
  position: sticky;
  top: 96px;
}
.ma-resolution__partner-topbar { height: 3px; background: var(--ma-gold); }
.ma-resolution__partner-photo {
  width: 100%;
  aspect-ratio: 4/5;
  position: relative;
  overflow: hidden;
  display: flex;
  align-items: flex-end;
  justify-content: center;
  background: repeating-linear-gradient(135deg, #1B2A4A 0px, #1B2A4A 10px, #182542 10px, #182542 20px);
}
.ma-resolution__partner-photo img {
  width: 105%;
  height: 105%;
  object-fit: contain;
  object-position: center bottom;
  position: relative;
  z-index: 1;
  filter: drop-shadow(0 12px 24px rgba(0,0,0,0.35));
}
.ma-resolution__partner-photo-scrim {
  position: absolute;
  inset: 0;
  background: linear-gradient(180deg, rgba(15,26,48,0) 55%, rgba(15,26,48,0.55) 100%);
  pointer-events: none;
}
.ma-resolution__partner-corner-tl {
  position: absolute;
  top: 10px; left: 10px;
  width: 14px; height: 14px;
  border-top: 1px solid rgba(201,168,76,0.55);
  border-left: 1px solid rgba(201,168,76,0.55);
}
.ma-resolution__partner-corner-tr {
  position: absolute;
  top: 10px; right: 10px;
  width: 14px; height: 14px;
  border-top: 1px solid rgba(201,168,76,0.55);
  border-right: 1px solid rgba(201,168,76,0.55);
}
.ma-resolution__partner-info { padding: 32px 32px 36px; }
.ma-resolution__partner-badge {
  display: inline-block;
  font-family: var(--font-display);
  font-size: 10px;
  font-weight: 700;
  color: var(--ma-gold);
  letter-spacing: 0.22em;
  text-transform: uppercase;
  border: 1px solid rgba(201,168,76,0.35);
  padding: 5px 12px;
  margin-bottom: 18px;
}
.ma-resolution__partner-name {
  font-family: var(--font-display);
  font-weight: 700;
  font-size: 28px;
  color: var(--ma-bone);
  letter-spacing: -0.02em;
  line-height: 1.1;
}
.ma-resolution__partner-tagline {
  font-family: var(--font-serif);
  font-style: italic;
  font-size: 15px;
  color: var(--ma-gold);
  margin-top: 6px;
}
.ma-resolution__partner-body {
  font-family: var(--font-body);
  font-size: 14.5px;
  line-height: 1.7;
  color: rgba(248,246,241,0.7);
  margin: 22px 0 0;
}
.ma-resolution__partner-creds {
  margin-top: 22px;
  padding-top: 18px;
  border-top: 1px solid rgba(248,246,241,0.1);
  display: flex;
  flex-direction: column;
  gap: 8px;
}
.ma-resolution__partner-cred {
  display: flex;
  align-items: center;
  gap: 10px;
  font-family: var(--font-body);
  font-size: 13px;
  color: rgba(248,246,241,0.55);
}
.ma-resolution__partner-cred-line { width: 14px; height: 1px; background: var(--ma-gold); flex-shrink: 0; }
.ma-resolution__partner-btn {
  margin-top: 26px;
  display: inline-flex;
  align-items: center;
  gap: 8px;
  font-family: var(--font-display);
  font-weight: 700;
  font-size: 12px;
  letter-spacing: 0.18em;
  text-transform: uppercase;
  color: var(--ma-navy);
  background: var(--ma-gold);
  padding: 12px 20px;
  border-radius: 999px;
  text-decoration: none;
  transition: background 150ms ease;
  cursor: pointer;
  border: none;
}
.ma-resolution__partner-btn:hover { background: #b8973f; }

/* Cross-link strip */
.ma-resolution__crosslink {
  margin-top: 72px;
  padding: 28px 32px;
  background: rgba(248,246,241,0.04);
  border: 1px solid rgba(248,246,241,0.08);
  border-radius: 12px;
  display: flex;
  justify-content: space-between;
  align-items: center;
  gap: 24px;
  flex-wrap: wrap;
}
.ma-resolution__crosslink-label {
  font-family: var(--font-mono);
  font-size: 10px;
  color: var(--ma-gold);
  letter-spacing: 0.18em;
  text-transform: uppercase;
}
.ma-resolution__crosslink-copy {
  font-family: var(--font-serif);
  font-style: italic;
  font-size: 17px;
  color: rgba(248,246,241,0.8);
}
.ma-resolution__crosslink-link {
  font-family: var(--font-display);
  font-weight: 600;
  font-size: 13px;
  color: var(--ma-gold);
  text-decoration: none;
  letter-spacing: 0.04em;
}

/* ─────────────────────────────────────────────────────────
   OFFER STACK
───────────────────────────────────────────────────────── */
.ma-offer {
  background: #fff;
  padding: 120px 32px;
}
.ma-offer__inner {
  max-width: 1240px;
  margin: 0 auto;
  display: grid;
  grid-template-columns: minmax(0,1fr) minmax(0,1.1fr);
  gap: 64px;
  align-items: center;
}
.ma-offer__eyebrow {
  font-family: var(--font-display);
  font-size: 11px;
  font-weight: 700;
  letter-spacing: 0.24em;
  text-transform: uppercase;
  color: var(--ma-gold);
  margin-bottom: 14px;
}
.ma-offer__h2 {
  font-family: var(--font-display);
  font-weight: 700;
  font-size: 44px;
  line-height: 1.05;
  letter-spacing: -0.02em;
  color: var(--ma-navy);
  margin: 0;
}
.ma-offer__h2 em { font-style: italic; font-weight: 600; color: var(--ma-gold); }
.ma-offer__body {
  font-family: var(--font-body);
  font-size: 17px;
  line-height: 1.6;
  color: var(--ma-slate);
  margin-top: 22px;
  max-width: 480px;
}
.ma-offer__pricing {
  display: flex;
  gap: 14px;
  margin-top: 32px;
  align-items: center;
  flex-wrap: wrap;
}
.ma-offer__price-label {
  font-family: var(--font-display);
  font-weight: 700;
  font-size: 11px;
  letter-spacing: 0.24em;
  text-transform: uppercase;
  color: var(--ma-slate);
}
.ma-offer__price-old {
  font-family: var(--font-display);
  font-weight: 600;
  font-size: 22px;
  color: #8C7432;
  text-decoration: line-through;
  text-decoration-color: rgba(140,116,50,0.5);
}
.ma-offer__price-new {
  font-family: var(--font-display);
  font-weight: 700;
  font-size: 36px;
  letter-spacing: -0.02em;
  color: var(--ma-navy);
}
.ma-offer__card {
  background: var(--ma-bone);
  border: 1px solid rgba(27,42,74,0.08);
  border-radius: 20px;
  padding: 36px;
  box-shadow: 0 1px 0 rgba(15,26,48,0.04), 0 20px 40px rgba(15,26,48,0.08);
  position: relative;
}
.ma-offer__card-header {
  display: flex;
  justify-content: space-between;
  align-items: baseline;
  padding-bottom: 18px;
  border-bottom: 1px solid rgba(27,42,74,0.12);
}
.ma-offer__card-title {
  font-family: var(--font-display);
  font-weight: 700;
  font-size: 18px;
  color: var(--ma-navy);
  letter-spacing: -0.01em;
}
.ma-offer__card-count {
  font-family: var(--font-mono);
  font-size: 11px;
  color: #8C7432;
  letter-spacing: 0.08em;
  text-transform: uppercase;
}
.ma-offer__items { list-style: none; padding: 0; margin: 0; }
.ma-offer__item {
  display: grid;
  grid-template-columns: auto 1fr auto;
  gap: 14px;
  align-items: center;
  padding: 16px 0;
  border-bottom: 1px dashed rgba(27,42,74,0.12);
}
.ma-offer__item:last-child { border-bottom: none; }
.ma-offer__item-check {
  width: 24px;
  height: 24px;
  border-radius: 999px;
  background: var(--ma-navy);
  display: flex;
  align-items: center;
  justify-content: center;
  flex-shrink: 0;
}
.ma-offer__item-check svg { width: 14px; height: 14px; stroke: var(--ma-gold); stroke-width: 2.5; fill: none; }
.ma-offer__item-label {
  font-family: var(--font-body);
  font-size: 14.5px;
  line-height: 1.45;
  color: var(--ma-navy);
}
.ma-offer__item-value {
  font-family: var(--font-mono);
  font-size: 11px;
  color: #8C7432;
  letter-spacing: 0.06em;
  text-transform: uppercase;
  white-space: nowrap;
}
.ma-offer__card-foot {
  margin-top: 18px;
  padding-top: 18px;
  border-top: 1px solid rgba(27,42,74,0.12);
  display: flex;
  justify-content: space-between;
  align-items: center;
  gap: 16px;
  flex-wrap: wrap;
}
.ma-offer__card-note {
  font-family: var(--font-serif);
  font-style: italic;
  font-size: 14.5px;
  color: var(--ma-slate);
}
.ma-offer__slots {
  font-family: var(--font-display);
  font-weight: 700;
  font-size: 10px;
  letter-spacing: 0.22em;
  text-transform: uppercase;
  color: var(--ma-gold);
}

/* ─────────────────────────────────────────────────────────
   AUDIENCES
───────────────────────────────────────────────────────── */
.ma-audiences {
  background: var(--ma-navy);
  color: var(--ma-bone);
  padding: 120px 32px;
}
.ma-audiences__inner { max-width: 1240px; margin: 0 auto; }
.ma-audiences__header {
  display: grid;
  grid-template-columns: minmax(0,1fr) minmax(0,1.6fr);
  gap: 64px;
  align-items: start;
  margin-bottom: 56px;
}
.ma-audiences__eyebrow {
  font-family: var(--font-display);
  font-size: 11px;
  font-weight: 700;
  letter-spacing: 0.24em;
  text-transform: uppercase;
  color: var(--ma-gold);
  margin-bottom: 14px;
}
.ma-audiences__h2 {
  font-family: var(--font-display);
  font-weight: 700;
  font-size: 40px;
  line-height: 1.1;
  letter-spacing: -0.02em;
  color: var(--ma-bone);
  margin: 0;
}
.ma-audiences__h2 em { font-style: italic; font-weight: 600; color: var(--ma-gold); }
.ma-audiences__intro {
  font-family: var(--font-body);
  font-size: 17px;
  line-height: 1.6;
  color: rgba(248,246,241,0.75);
  margin: 0;
  max-width: 520px;
}
.ma-audiences__grid {
  display: grid;
  grid-template-columns: 1fr 1fr 1fr;
  gap: 1px;
  background: rgba(248,246,241,0.1);
  border: 1px solid rgba(248,246,241,0.1);
  border-radius: 16px;
  overflow: hidden;
}
.ma-audiences__segment {
  background: var(--ma-navy);
  padding: 28px;
  display: flex;
  flex-direction: column;
  gap: 14px;
}
.ma-audiences__seg-tag {
  font-family: var(--font-mono);
  font-size: 11px;
  color: var(--ma-gold);
  letter-spacing: 0.06em;
  text-transform: uppercase;
}
.ma-audiences__seg-name {
  font-family: var(--font-display);
  font-weight: 700;
  font-size: 22px;
  color: var(--ma-bone);
  letter-spacing: -0.01em;
  line-height: 1.2;
}
.ma-audiences__seg-detail {
  font-family: var(--font-body);
  font-size: 14.5px;
  line-height: 1.6;
  color: rgba(248,246,241,0.75);
  margin: 0;
}
.ma-audiences__seg-foot {
  margin-top: auto;
  padding-top: 14px;
  border-top: 1px solid rgba(248,246,241,0.1);
}
.ma-audiences__seg-need-label {
  font-family: var(--font-display);
  font-size: 10px;
  font-weight: 700;
  letter-spacing: 0.22em;
  text-transform: uppercase;
  color: var(--ma-gold);
  margin-bottom: 6px;
}
.ma-audiences__seg-need {
  font-family: var(--font-serif);
  font-style: italic;
  font-size: 16px;
  color: var(--ma-bone);
}

/* ─────────────────────────────────────────────────────────
   GUARANTEE
───────────────────────────────────────────────────────── */
.ma-guarantee {
  background: #FBF6E4;
  padding: 96px 32px;
}
.ma-guarantee__inner { max-width: 1080px; margin: 0 auto; }
.ma-guarantee__card {
  background: #fff;
  border: 1px solid rgba(201,168,76,0.4);
  border-radius: 20px;
  padding: 48px 56px;
  display: grid;
  grid-template-columns: auto 1fr;
  gap: 40px;
  align-items: center;
  box-shadow: 0 30px 60px rgba(15,26,48,0.08);
  position: relative;
  overflow: hidden;
}
.ma-guarantee__topbar {
  position: absolute;
  top: 0; left: 0;
  width: 120px; height: 4px;
  background: var(--ma-gold);
}
.ma-guarantee__seal {
  width: 132px;
  height: 132px;
  object-fit: contain;
  flex-shrink: 0;
  display: block;
}
.ma-guarantee__eyebrow {
  font-family: var(--font-display);
  font-size: 11px;
  font-weight: 700;
  letter-spacing: 0.28em;
  text-transform: uppercase;
  color: var(--ma-gold);
  margin-bottom: 14px;
}
.ma-guarantee__headline {
  font-family: var(--font-display);
  font-weight: 700;
  font-size: clamp(26px, 3vw, 36px);
  line-height: 1.15;
  letter-spacing: -0.02em;
  color: #0A1224;
  margin: 0;
}
.ma-guarantee__headline em { font-style: italic; font-weight: 600; color: var(--ma-gold); }
.ma-guarantee__body {
  font-family: var(--font-body);
  font-size: 15.5px;
  line-height: 1.6;
  color: var(--ma-slate);
  margin: 20px 0 0;
  max-width: 620px;
}

/* ─────────────────────────────────────────────────────────
   QUOTE
───────────────────────────────────────────────────────── */
.ma-quote-section {
  background: var(--ma-bone);
  padding: 120px 32px;
}
.ma-quote__inner {
  max-width: 920px;
  margin: 0 auto;
  text-align: center;
}
.ma-quote__rule { width: 80px; height: 2px; background: var(--ma-gold); margin: 0 auto 32px; }
.ma-quote__rule--bottom { margin: 32px auto 24px; }
.ma-quote blockquote {
  font-family: var(--font-serif);
  font-style: italic;
  font-weight: 400;
  font-size: clamp(28px, 3.6vw, 44px);
  line-height: 1.25;
  color: var(--ma-navy);
  margin: 0;
}
.ma-quote__highlight { font-style: normal; color: var(--ma-gold); font-weight: 500; }
.ma-quote__attribution {
  font-family: var(--font-display);
  font-size: 11px;
  font-weight: 700;
  letter-spacing: 0.24em;
  text-transform: uppercase;
  color: var(--ma-slate);
}

/* ─────────────────────────────────────────────────────────
   FAQ
───────────────────────────────────────────────────────── */
.ma-faq {
  background: #fff;
  padding: 120px 32px;
}
.ma-faq__inner {
  max-width: 1080px;
  margin: 0 auto;
  display: grid;
  grid-template-columns: minmax(0, 0.9fr) minmax(0, 1.4fr);
  gap: 80px;
  align-items: start;
}
.ma-faq__header { position: sticky; top: 100px; }
.ma-faq__eyebrow {
  font-family: var(--font-display);
  font-size: 11px;
  font-weight: 700;
  letter-spacing: 0.24em;
  text-transform: uppercase;
  color: var(--ma-gold);
  margin-bottom: 14px;
}
.ma-faq__h2 {
  font-family: var(--font-display);
  font-weight: 700;
  font-size: 40px;
  line-height: 1.1;
  letter-spacing: -0.02em;
  color: #0A1224;
  margin: 0;
}
.ma-faq__h2 em { font-style: italic; font-weight: 600; color: var(--ma-gold); }
.ma-faq__sub {
  font-family: var(--font-body);
  font-size: 16px;
  line-height: 1.6;
  color: var(--ma-slate);
  margin-top: 20px;
  max-width: 360px;
}
.ma-faq__contact {
  margin-top: 28px;
  display: inline-flex;
  align-items: center;
  gap: 10px;
  font-family: var(--font-display);
  font-weight: 600;
  font-size: 13px;
  color: var(--ma-navy);
}
.ma-faq__contact-rule { width: 32px; height: 1px; background: var(--ma-gold); }
.ma-faq__contact a {
  color: var(--ma-navy);
  text-decoration: underline;
  text-decoration-color: var(--ma-gold);
  text-underline-offset: 4px;
}
.ma-faq__list { border-top: 1px solid rgba(27,42,74,0.12); }
.ma-faq__item { border-bottom: 1px solid rgba(27,42,74,0.12); padding: 22px 0; }
.ma-faq__btn {
  all: unset;
  cursor: pointer;
  display: grid;
  grid-template-columns: auto 1fr auto;
  gap: 18px;
  align-items: center;
  width: 100%;
}
.ma-faq__num {
  font-family: var(--font-mono);
  font-size: 11px;
  color: #8C7432;
  letter-spacing: 0.06em;
}
.ma-faq__question {
  font-family: var(--font-display);
  font-weight: 600;
  font-size: 19px;
  color: #0A1224;
  letter-spacing: -0.01em;
  line-height: 1.35;
}
.ma-faq__toggle {
  width: 32px;
  height: 32px;
  border-radius: 999px;
  background: transparent;
  border: 1px solid rgba(27,42,74,0.2);
  display: flex;
  align-items: center;
  justify-content: center;
  transition: background 200ms ease, border-color 200ms ease;
  flex-shrink: 0;
}
.ma-faq__toggle svg { width: 14px; height: 14px; fill: none; stroke: var(--ma-navy); stroke-width: 2; }
.ma-faq__item.is-open .ma-faq__toggle {
  background: var(--ma-gold);
  border-color: var(--ma-gold);
}
/* Accordion: grid-template-rows trick */
.ma-faq__body-wrap {
  display: grid;
  grid-template-rows: 0fr;
  transition: grid-template-rows 300ms cubic-bezier(0.22, 1, 0.36, 1);
  overflow: hidden;
}
.ma-faq__item.is-open .ma-faq__body-wrap { grid-template-rows: 1fr; }
.ma-faq__body-inner { overflow: hidden; }
.ma-faq__answer {
  font-family: var(--font-body);
  font-size: 15.5px;
  line-height: 1.65;
  color: var(--ma-slate);
  margin: 14px 0 4px;
  padding-left: 36px;
  max-width: 620px;
}

/* ─────────────────────────────────────────────────────────
   NEWSLETTER SIGNUP (INLINE)
───────────────────────────────────────────────────────── */
.ma-newsletter {
  background: var(--ma-bone);
  padding: 100px 32px;
  position: relative;
  overflow: hidden;
}
.ma-newsletter__inner { max-width: 1240px; margin: 0 auto; }
.ma-newsletter__card {
  background: var(--ma-navy);
  color: var(--ma-bone);
  border-radius: 16px;
  padding: 64px 72px;
  position: relative;
  overflow: hidden;
  display: grid;
  grid-template-columns: 1fr 1.1fr;
  gap: 56px;
  align-items: center;
}
.ma-newsletter__grid-bg {
  position: absolute;
  inset: 0;
  background-image:
    linear-gradient(rgba(201,168,76,0.04) 1px, transparent 1px),
    linear-gradient(90deg, rgba(201,168,76,0.04) 1px, transparent 1px);
  background-size: 60px 60px;
  pointer-events: none;
}
.ma-newsletter__accent-bar {
  position: absolute;
  top: 0; left: 0; bottom: 0;
  width: 4px;
  background: var(--ma-gold);
}
.ma-newsletter__copy { position: relative; }
.ma-newsletter__tag {
  font-family: var(--font-mono);
  font-size: 11px;
  color: var(--ma-gold);
  letter-spacing: 0.22em;
  text-transform: uppercase;
  margin-bottom: 16px;
}
.ma-newsletter__h2 {
  font-family: var(--font-display);
  font-weight: 800;
  font-size: 38px;
  line-height: 1.1;
  letter-spacing: -0.02em;
  color: var(--ma-bone);
  margin: 0;
}
.ma-newsletter__h2 em { font-style: italic; font-weight: 600; color: var(--ma-gold); }
.ma-newsletter__body {
  font-family: var(--font-body);
  font-size: 16px;
  line-height: 1.7;
  color: rgba(248,246,241,0.7);
  margin-top: 22px;
  margin-bottom: 28px;
  max-width: 460px;
}
.ma-newsletter__perks { display: flex; flex-direction: column; gap: 8px; }
.ma-newsletter__perk {
  display: flex;
  align-items: center;
  gap: 10px;
  font-family: var(--font-body);
  font-size: 13.5px;
  color: rgba(248,246,241,0.55);
}
.ma-newsletter__perk-rule { width: 14px; height: 1px; background: var(--ma-gold); flex-shrink: 0; }
.ma-newsletter__form-wrap { position: relative; }
.ma-newsletter__form {
  background: rgba(248,246,241,0.05);
  border: 1px solid rgba(201,168,76,0.2);
  border-radius: 12px;
  padding: 32px;
}
.ma-newsletter__fields {
  display: grid;
  grid-template-columns: 1fr 1.4fr;
  gap: 14px;
  margin-bottom: 14px;
}
.ma-newsletter__label {
  display: block;
  font-family: var(--font-display);
  font-size: 11px;
  font-weight: 700;
  letter-spacing: 0.16em;
  text-transform: uppercase;
  color: rgba(248,246,241,0.55);
  margin-bottom: 6px;
}
.ma-newsletter__input {
  width: 100%;
  font-family: var(--font-body);
  font-size: 14.5px;
  padding: 11px 14px;
  border-radius: 6px;
  background: rgba(248,246,241,0.06);
  color: var(--ma-bone);
  border: 1px solid rgba(248,246,241,0.18);
  outline: none;
  transition: border-color 120ms ease, box-shadow 120ms ease;
  box-sizing: border-box;
}
.ma-newsletter__input:focus {
  border-color: var(--ma-gold);
  box-shadow: 0 0 0 3px rgba(201,168,76,0.18);
}
.ma-newsletter__topics {
  display: flex;
  gap: 6px;
  margin-top: 8px;
}
.ma-newsletter__topic {
  flex: 1;
  cursor: pointer;
  text-align: center;
  padding: 11px 14px;
  border-radius: 6px;
  background: transparent;
  color: rgba(248,246,241,0.65);
  border: 1px solid rgba(248,246,241,0.18);
  font-family: var(--font-display);
  font-weight: 700;
  font-size: 11.5px;
  letter-spacing: 0.14em;
  text-transform: uppercase;
  transition: all 120ms ease;
  user-select: none;
}
.ma-newsletter__topic.is-active {
  background: var(--ma-gold);
  color: var(--ma-navy);
  border-color: var(--ma-gold);
}
.ma-newsletter__submit {
  width: 100%;
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 10px;
  background: var(--ma-gold);
  color: var(--ma-navy);
  font-family: var(--font-display);
  font-weight: 800;
  font-size: 13px;
  letter-spacing: 0.18em;
  text-transform: uppercase;
  padding: 16px 24px;
  border-radius: 999px;
  border: none;
  cursor: pointer;
  transition: background 160ms ease;
  margin-top: 0;
}
.ma-newsletter__submit:hover { background: #b8973f; }
.ma-newsletter__submit:disabled { background: rgba(201,168,76,0.4); cursor: not-allowed; }
.ma-newsletter__legal {
  font-family: var(--font-body);
  font-size: 12px;
  color: rgba(248,246,241,0.45);
  line-height: 1.5;
  margin-top: 14px;
  text-align: center;
}
.ma-newsletter__success {
  background: rgba(201,168,76,0.1);
  border: 1px solid rgba(201,168,76,0.4);
  border-radius: 12px;
  padding: 32px;
  text-align: center;
}
.ma-newsletter__success-icon {
  width: 48px; height: 48px;
  border-radius: 999px;
  background: rgba(201,168,76,0.18);
  border: 1px solid var(--ma-gold);
  display: inline-flex;
  align-items: center;
  justify-content: center;
  margin-bottom: 16px;
}
.ma-newsletter__success-title {
  font-family: var(--font-display);
  font-weight: 800;
  font-size: 22px;
  color: var(--ma-bone);
  letter-spacing: -0.015em;
  line-height: 1.2;
}
.ma-newsletter__success-body {
  font-family: var(--font-body);
  font-size: 14px;
  color: rgba(248,246,241,0.65);
  line-height: 1.6;
  margin: 10px auto 0;
  max-width: 380px;
}

/* ─────────────────────────────────────────────────────────
   NEWSLETTER COMPACT (footer)
───────────────────────────────────────────────────────── */
.ma-newsletter-compact { padding: 0; }
.ma-newsletter-compact__tag {
  font-family: var(--font-mono);
  font-size: 10px;
  color: var(--ma-gold);
  letter-spacing: 0.22em;
  text-transform: uppercase;
  margin-bottom: 10px;
}
.ma-newsletter-compact__title {
  font-family: var(--font-display);
  font-weight: 700;
  font-size: 18px;
  color: var(--ma-bone);
  letter-spacing: -0.01em;
  line-height: 1.3;
  margin-bottom: 4px;
}
.ma-newsletter-compact__body {
  font-family: var(--font-body);
  font-size: 13.5px;
  color: rgba(248,246,241,0.6);
  line-height: 1.6;
  margin: 0 0 16px;
}
.ma-newsletter-compact form { display: flex; gap: 8px; }
.ma-newsletter-compact__input {
  flex: 1;
  font-family: var(--font-body);
  font-size: 14px;
  padding: 11px 14px;
  border-radius: 6px;
  background: rgba(248,246,241,0.06);
  border: 1px solid rgba(248,246,241,0.18);
  color: var(--ma-bone);
  outline: none;
  transition: border-color 120ms ease;
}
.ma-newsletter-compact__input:focus { border-color: var(--ma-gold); }
.ma-newsletter-compact__btn {
  background: var(--ma-gold);
  color: var(--ma-navy);
  font-family: var(--font-display);
  font-weight: 700;
  font-size: 11.5px;
  letter-spacing: 0.16em;
  text-transform: uppercase;
  padding: 11px 18px;
  border-radius: 6px;
  border: none;
  cursor: pointer;
  white-space: nowrap;
  transition: background 150ms ease;
}
.ma-newsletter-compact__btn:hover { background: #b8973f; }
.ma-newsletter-compact__btn:disabled { background: rgba(201,168,76,0.4); cursor: not-allowed; }
.ma-newsletter-compact__done { font-family: var(--font-body); font-size: 13.5px; color: var(--ma-gold); line-height: 1.6; padding: 11px 0; }

/* ─────────────────────────────────────────────────────────
   CTA BANNER
───────────────────────────────────────────────────────── */
.ma-cta-banner {
  background: var(--ma-gold);
  color: var(--ma-navy);
  padding: 80px 32px;
}
.ma-cta-banner__inner {
  max-width: 1240px;
  margin: 0 auto;
  display: grid;
  grid-template-columns: minmax(0,1.4fr) minmax(0,auto);
  gap: 48px;
  align-items: center;
}
.ma-cta-banner__eyebrow {
  font-family: var(--font-display);
  font-size: 11px;
  font-weight: 700;
  letter-spacing: 0.24em;
  text-transform: uppercase;
  color: var(--ma-navy);
  margin-bottom: 14px;
  opacity: 0.7;
}
.ma-cta-banner__h3 {
  font-family: var(--font-display);
  font-weight: 700;
  font-size: clamp(32px, 4vw, 52px);
  line-height: 1.05;
  letter-spacing: -0.02em;
  color: var(--ma-navy);
  margin: 0;
}
.ma-cta-banner__h3 em {
  font-family: var(--font-serif);
  font-style: italic;
  font-weight: 500;
}
.ma-cta-banner__body {
  font-family: var(--font-body);
  font-size: 16.5px;
  line-height: 1.55;
  color: rgba(27,42,74,0.85);
  margin-top: 18px;
  max-width: 620px;
}
.ma-cta-banner__btn {
  display: inline-flex;
  align-items: center;
  gap: 10px;
  background: var(--ma-navy);
  color: var(--ma-bone);
  padding: 20px 32px;
  border-radius: 999px;
  font-family: var(--font-display);
  font-weight: 700;
  font-size: 13px;
  letter-spacing: 0.18em;
  text-transform: uppercase;
  text-decoration: none;
  box-shadow: 0 8px 24px rgba(15,26,48,0.18);
  white-space: nowrap;
  transition: background 150ms ease;
  border: none;
  cursor: pointer;
}
.ma-cta-banner__btn:hover { background: #0a1224; }

/* ─────────────────────────────────────────────────────────
   FOOTER
───────────────────────────────────────────────────────── */
.ma-footer {
  background: #0F1A30;
  color: var(--ma-bone);
  padding: 72px 32px 32px;
}
.ma-footer__inner { max-width: 1240px; margin: 0 auto; }
.ma-footer__grid {
  display: grid;
  grid-template-columns: minmax(0,1.6fr) repeat(3, minmax(0,1fr));
  gap: 56px;
  padding-bottom: 56px;
  border-bottom: 1px solid rgba(248,246,241,0.12);
}
.ma-footer__brand { /* first column */ }
.ma-footer__brand-row {
  display: flex;
  align-items: center;
  gap: 14px;
}
.ma-footer__brand-row img {
  width: 52px;
  height: 52px;
  object-fit: contain;
}
.ma-footer__tagline {
  font-family: var(--font-body);
  font-size: 14px;
  line-height: 1.6;
  color: rgba(248,246,241,0.65);
  margin-top: 18px;
  max-width: 360px;
}
.ma-footer__manifesto {
  font-family: var(--font-display);
  font-size: 11px;
  font-weight: 700;
  letter-spacing: 0.24em;
  text-transform: uppercase;
  color: var(--ma-gold);
  margin-top: 20px;
  margin-bottom: 28px;
}
.ma-footer__newsletter-wrap {
  padding-top: 24px;
  border-top: 1px solid rgba(248,246,241,0.08);
  max-width: 360px;
}
.ma-footer__col-head {
  font-family: var(--font-display);
  font-size: 11px;
  font-weight: 700;
  letter-spacing: 0.22em;
  text-transform: uppercase;
  color: var(--ma-gold);
  margin-bottom: 18px;
}
.ma-footer__col-links {
  list-style: none;
  margin: 0;
  padding: 0;
  display: flex;
  flex-direction: column;
  gap: 10px;
}
.ma-footer__col-links a {
  font-family: var(--font-body);
  font-size: 14px;
  color: rgba(248,246,241,0.75);
  text-decoration: none;
  transition: color 150ms ease;
}
.ma-footer__col-links a:hover { color: var(--ma-bone); }
.ma-footer__bottom {
  display: flex;
  justify-content: flex-end;
  align-items: center;
  padding-top: 24px;
  gap: 24px;
  flex-wrap: wrap;
}
.ma-footer__bottom-links {
  display: flex;
  align-items: center;
  gap: 18px;
  flex-wrap: wrap;
}
.ma-footer__bottom-link {
  font-family: var(--font-display);
  font-size: 11px;
  font-weight: 600;
  letter-spacing: 0.16em;
  text-transform: uppercase;
  color: rgba(248,246,241,0.55);
  text-decoration: none;
  transition: color 150ms ease;
  background: none;
  border: none;
  cursor: pointer;
  padding: 0;
}
.ma-footer__bottom-link:hover { color: var(--ma-bone); }
.ma-footer__copyright {
  font-family: var(--font-display);
  font-size: 10px;
  font-weight: 700;
  letter-spacing: 0.22em;
  text-transform: uppercase;
  color: rgba(248,246,241,0.35);
}

/* ─────────────────────────────────────────────────────────
   STRATEGY CALL MODAL
───────────────────────────────────────────────────────── */
.ma-modal-overlay {
  position: fixed;
  inset: 0;
  z-index: 100;
  background: rgba(15,26,48,0.72);
  backdrop-filter: blur(6px);
  -webkit-backdrop-filter: blur(6px);
  display: flex;
  align-items: center;
  justify-content: center;
  padding: 24px;
  opacity: 0;
  pointer-events: none;
  transition: opacity 200ms ease;
}
.ma-modal-overlay.is-open {
  opacity: 1;
  pointer-events: all;
}
@keyframes scmRise {
  from { opacity: 0; transform: translateY(16px) scale(0.985); }
  to   { opacity: 1; transform: none; }
}
.ma-modal {
  width: min(1040px, 100%);
  max-height: calc(100vh - 48px);
  background: var(--ma-bone);
  border-radius: 16px;
  overflow: hidden;
  display: grid;
  grid-template-columns: minmax(260px, 320px) minmax(0, 1fr);
  box-shadow: 0 40px 80px rgba(15,26,48,0.4), 0 8px 16px rgba(15,26,48,0.2);
  animation: scmRise 280ms cubic-bezier(0.22, 1, 0.36, 1);
}
.ma-modal__rail {
  background: var(--ma-navy);
  color: var(--ma-bone);
  padding: 36px 32px;
  display: flex;
  flex-direction: column;
  position: relative;
  overflow: hidden;
}
.ma-modal__rail-glow {
  position: absolute;
  inset: 0;
  background: linear-gradient(160deg, rgba(201,168,76,0.18) 0%, rgba(27,42,74,0) 55%);
  pointer-events: none;
}
.ma-modal__rail-eyebrow {
  font-family: var(--font-display);
  font-size: 11px;
  font-weight: 700;
  letter-spacing: 0.24em;
  text-transform: uppercase;
  color: var(--ma-gold);
  position: relative;
}
.ma-modal__rail-title {
  font-family: var(--font-display);
  font-weight: 700;
  font-size: 30px;
  line-height: 1.1;
  letter-spacing: -0.02em;
  color: var(--ma-bone);
  margin: 16px 0 0;
  position: relative;
}
.ma-modal__rail-title em {
  font-family: var(--font-serif);
  font-style: italic;
  font-weight: 500;
  color: var(--ma-gold);
}
.ma-modal__rail-body {
  font-family: var(--font-body);
  font-size: 14.5px;
  line-height: 1.55;
  color: rgba(248,246,241,0.78);
  margin-top: 18px;
  position: relative;
}
.ma-modal__steps {
  list-style: none;
  padding: 0;
  margin: 36px 0 0;
  position: relative;
  display: flex;
  flex-direction: column;
  gap: 18px;
}
.ma-modal__step {
  display: flex;
  align-items: center;
  gap: 14px;
}
.ma-modal__step-num {
  width: 28px; height: 28px;
  border-radius: 999px;
  display: inline-flex;
  align-items: center;
  justify-content: center;
  font-family: var(--font-display);
  font-weight: 700;
  font-size: 12px;
  background: rgba(248,246,241,0.08);
  color: rgba(248,246,241,0.5);
  border: 1px solid transparent;
  transition: all 160ms ease;
  flex-shrink: 0;
}
.ma-modal__step.is-active .ma-modal__step-num {
  background: var(--ma-bone);
  color: var(--ma-navy);
  border-color: var(--ma-gold);
}
.ma-modal__step.is-done .ma-modal__step-num {
  background: var(--ma-gold);
  color: var(--ma-navy);
}
.ma-modal__step-label {
  font-family: var(--font-display);
  font-weight: 600;
  font-size: 13.5px;
  color: rgba(248,246,241,0.6);
  letter-spacing: 0.01em;
  transition: color 160ms ease;
}
.ma-modal__step.is-active .ma-modal__step-label { color: var(--ma-bone); }
.ma-modal__step.is-done .ma-modal__step-label { color: rgba(248,246,241,0.75); }
.ma-modal__rail-quote {
  margin-top: auto;
  padding-top: 28px;
  position: relative;
}
.ma-modal__rail-quote-rule { width: 40px; height: 1px; background: var(--ma-gold); opacity: 0.6; margin-bottom: 16px; }
.ma-modal__rail-quote-text {
  font-family: var(--font-serif);
  font-style: italic;
  font-size: 15.5px;
  line-height: 1.45;
  color: var(--ma-bone);
}
.ma-modal__rail-reply {
  font-family: var(--font-mono);
  font-size: 10.5px;
  letter-spacing: 0.06em;
  text-transform: uppercase;
  color: rgba(248,246,241,0.45);
  margin-top: 14px;
}

/* Modal body */
.ma-modal__body {
  background: var(--ma-bone);
  position: relative;
  display: flex;
  flex-direction: column;
  max-height: calc(100vh - 48px);
}
.ma-modal__topbar {
  display: flex;
  align-items: center;
  justify-content: space-between;
  padding: 20px 28px 0;
}
.ma-modal__step-counter {
  font-family: var(--font-mono);
  font-size: 11px;
  letter-spacing: 0.06em;
  text-transform: uppercase;
  color: #A0AAB8;
}
.ma-modal__close {
  background: transparent;
  border: 1px solid rgba(27,42,74,0.1);
  width: 36px; height: 36px;
  border-radius: 999px;
  cursor: pointer;
  display: inline-flex;
  align-items: center;
  justify-content: center;
  color: var(--ma-navy);
  transition: background 150ms ease, border-color 150ms ease;
}
.ma-modal__close:hover { background: rgba(27,42,74,0.06); border-color: rgba(27,42,74,0.2); }
.ma-modal__form {
  padding: 20px 28px 28px;
  overflow-y: auto;
  flex: 1;
}
.ma-modal__section-eyebrow {
  font-family: var(--font-display);
  font-size: 10.5px;
  font-weight: 700;
  letter-spacing: 0.24em;
  text-transform: uppercase;
  color: var(--ma-gold);
  margin-bottom: 10px;
}
.ma-modal__section-title {
  font-family: var(--font-display);
  font-weight: 700;
  font-size: 24px;
  letter-spacing: -0.015em;
  color: var(--ma-navy);
  line-height: 1.2;
  margin: 0;
}
.ma-modal__section-sub {
  font-family: var(--font-body);
  font-size: 14.5px;
  color: var(--ma-slate);
  line-height: 1.55;
  margin-top: 8px;
}
.ma-modal__field-label {
  display: flex;
  align-items: baseline;
  justify-content: space-between;
  margin-bottom: 8px;
}
.ma-modal__field-label label {
  font-family: var(--font-display);
  font-size: 12px;
  font-weight: 700;
  letter-spacing: 0.14em;
  text-transform: uppercase;
  color: var(--ma-navy);
}
.ma-modal__field-label .required { color: var(--ma-gold); margin-left: 4px; }
.ma-modal__field-hint {
  font-family: var(--font-mono);
  font-size: 10.5px;
  letter-spacing: 0.04em;
  text-transform: uppercase;
  color: #A0AAB8;
}
.ma-modal__input,
.ma-modal__select,
.ma-modal__textarea {
  width: 100%;
  font-family: var(--font-body);
  font-size: 15px;
  color: var(--ma-navy);
  background: #fff;
  border: 1px solid rgba(27,42,74,0.16);
  border-radius: 6px;
  padding: 12px 14px;
  outline: none;
  transition: border-color 120ms ease, box-shadow 120ms ease;
  box-sizing: border-box;
}
.ma-modal__input:focus,
.ma-modal__select:focus,
.ma-modal__textarea:focus {
  border-color: var(--ma-gold);
  box-shadow: 0 0 0 3px rgba(201,168,76,0.25);
}
.ma-modal__select {
  appearance: none;
  -webkit-appearance: none;
  padding-right: 40px;
  cursor: pointer;
}
.ma-modal__select-wrap { position: relative; }
.ma-modal__select-arrow {
  position: absolute;
  right: 14px;
  top: 50%;
  transform: translateY(-50%);
  pointer-events: none;
}
.ma-modal__textarea { min-height: 110px; resize: vertical; line-height: 1.5; }
.ma-modal__2col {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 16px;
  margin-bottom: 16px;
}
.ma-modal__full { grid-column: 1 / -1; }
.ma-modal__row { margin-bottom: 18px; }

/* Pill radio groups */
.ma-modal__pills { display: flex; flex-wrap: wrap; gap: 8px; }
.ma-modal__pill {
  display: inline-flex;
  align-items: center;
  cursor: pointer;
  padding: 9px 16px;
  border-radius: 999px;
  font-family: var(--font-display);
  font-weight: 600;
  font-size: 13px;
  letter-spacing: 0.01em;
  color: var(--ma-slate);
  background: #fff;
  border: 1px solid rgba(27,42,74,0.16);
  transition: all 120ms ease;
  user-select: none;
}
.ma-modal__pill.is-active {
  color: var(--ma-navy);
  background: rgba(201,168,76,0.18);
  border-color: var(--ma-gold);
}
.ma-modal__pill input { position: absolute; opacity: 0; pointer-events: none; }

/* Radio cards */
.ma-modal__radio-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 10px;
}
.ma-modal__radio-card {
  display: block;
  position: relative;
  cursor: pointer;
  padding: 16px 18px 16px 46px;
  background: #fff;
  border: 1px solid rgba(27,42,74,0.16);
  border-radius: 8px;
  transition: all 120ms ease;
  user-select: none;
}
.ma-modal__radio-card.is-active {
  background: rgba(201,168,76,0.08);
  border-color: var(--ma-gold);
  box-shadow: 0 0 0 3px rgba(201,168,76,0.15);
}
.ma-modal__radio-card input { position: absolute; opacity: 0; pointer-events: none; }
.ma-modal__radio-dot {
  position: absolute;
  left: 16px; top: 19px;
  width: 18px; height: 18px;
  border-radius: 999px;
  border: 1.5px solid rgba(27,42,74,0.3);
  background: #fff;
  display: flex;
  align-items: center;
  justify-content: center;
  transition: border-color 120ms ease;
}
.ma-modal__radio-card.is-active .ma-modal__radio-dot { border-color: var(--ma-gold); }
.ma-modal__radio-inner {
  width: 8px; height: 8px;
  border-radius: 999px;
  background: var(--ma-gold);
  display: none;
}
.ma-modal__radio-card.is-active .ma-modal__radio-inner { display: block; }
.ma-modal__radio-tag {
  font-family: var(--font-mono);
  font-size: 10px;
  letter-spacing: 0.18em;
  text-transform: uppercase;
  color: var(--ma-gold);
  margin-bottom: 4px;
}
.ma-modal__radio-title {
  font-family: var(--font-display);
  font-weight: 600;
  font-size: 14.5px;
  color: var(--ma-navy);
  letter-spacing: -0.005em;
  line-height: 1.3;
}
.ma-modal__radio-sub {
  font-family: var(--font-body);
  font-size: 13.5px;
  color: var(--ma-slate);
  line-height: 1.5;
  margin-top: 4px;
}

/* Debt callout */
.ma-modal__debt-callout {
  margin-bottom: 18px;
  padding: 16px;
  background: rgba(201,168,76,0.08);
  border-radius: 10px;
  border: 1px solid rgba(201,168,76,0.3);
}
.ma-modal__debt-note {
  font-family: var(--font-body);
  font-size: 12.5px;
  color: var(--ma-slate);
  margin: 8px 0 0;
}

/* Consent */
.ma-modal__consent {
  display: flex;
  align-items: flex-start;
  gap: 12px;
  padding: 14px;
  border-radius: 8px;
  background: #F4F5F7;
  border: 1px solid rgba(27,42,74,0.1);
  cursor: pointer;
  margin-bottom: 18px;
}
.ma-modal__consent input {
  margin-top: 3px;
  accent-color: var(--ma-gold);
  width: 16px; height: 16px;
  flex-shrink: 0;
}
.ma-modal__consent-text {
  font-family: var(--font-body);
  font-size: 13px;
  color: var(--ma-slate);
  line-height: 1.5;
}
.ma-modal__consent-req { color: var(--ma-gold); font-weight: 600; }

/* Modal footer actions */
.ma-modal__actions {
  display: flex;
  align-items: center;
  justify-content: space-between;
  margin-top: 28px;
  padding-top: 20px;
  border-top: 1px solid rgba(27,42,74,0.1);
}
.ma-modal__back {
  background: transparent;
  border: none;
  cursor: pointer;
  font-family: var(--font-display);
  font-weight: 600;
  font-size: 13px;
  color: var(--ma-slate);
  padding: 10px 4px;
  transition: color 150ms ease;
}
.ma-modal__back:hover { color: var(--ma-navy); }
.ma-modal__next,
.ma-modal__submit {
  display: inline-flex;
  align-items: center;
  gap: 10px;
  background: var(--ma-gold);
  color: var(--ma-navy);
  padding: 14px 26px;
  border-radius: 999px;
  font-family: var(--font-display);
  font-weight: 700;
  font-size: 12.5px;
  letter-spacing: 0.18em;
  text-transform: uppercase;
  border: none;
  cursor: pointer;
  box-shadow: 0 6px 16px rgba(15,26,48,0.12);
  transition: background 160ms ease, box-shadow 160ms ease;
}
.ma-modal__next:hover,
.ma-modal__submit:hover { background: #b8973f; }
.ma-modal__next:disabled,
.ma-modal__submit:disabled {
  background: rgba(201,168,76,0.4);
  cursor: not-allowed;
  box-shadow: none;
}

/* Success state */
.ma-modal__submitted {
  padding: 44px 36px 36px;
  display: flex;
  flex-direction: column;
  align-items: flex-start;
  gap: 16px;
  flex: 1;
  justify-content: center;
}
.ma-modal__submitted-icon {
  width: 56px; height: 56px;
  border-radius: 999px;
  background: rgba(201,168,76,0.15);
  display: flex;
  align-items: center;
  justify-content: center;
  border: 1px solid var(--ma-gold);
}
.ma-modal__submitted-eyebrow {
  font-family: var(--font-display);
  font-size: 11px;
  font-weight: 700;
  letter-spacing: 0.24em;
  text-transform: uppercase;
  color: var(--ma-gold);
}
.ma-modal__submitted-title {
  font-family: var(--font-display);
  font-weight: 700;
  font-size: 30px;
  letter-spacing: -0.02em;
  color: var(--ma-navy);
  line-height: 1.15;
  margin: 0;
}
.ma-modal__submitted-body {
  font-family: var(--font-body);
  font-size: 15.5px;
  color: var(--ma-slate);
  line-height: 1.55;
  max-width: 520px;
  margin: 0;
}

/* Steps visibility */
.ma-modal__step-content { display: none; }
.ma-modal__step-content.is-active { display: block; }

/* ─────────────────────────────────────────────────────────
   COOKIE BANNER
───────────────────────────────────────────────────────── */
.ma-cookie-banner {
  position: fixed;
  bottom: 24px;
  left: 24px;
  right: 24px;
  z-index: 90;
  max-width: 560px;
  background: #0F1A30;
  border: 1px solid rgba(201,168,76,0.2);
  border-radius: 12px;
  padding: 20px 24px;
  display: flex;
  align-items: center;
  gap: 20px;
  flex-wrap: wrap;
  box-shadow: 0 16px 40px rgba(15,26,48,0.4);
  transform: translateY(0);
  transition: transform 300ms ease, opacity 300ms ease;
}
.ma-cookie-banner.is-hidden {
  transform: translateY(calc(100% + 32px));
  opacity: 0;
  pointer-events: none;
}
.ma-cookie-banner__text {
  font-family: var(--font-body);
  font-size: 13.5px;
  line-height: 1.5;
  color: rgba(248,246,241,0.75);
  flex: 1;
}
.ma-cookie-banner__text a { color: var(--ma-gold); text-decoration: underline; }
.ma-cookie-banner__accept {
  background: var(--ma-gold);
  color: var(--ma-navy);
  font-family: var(--font-display);
  font-weight: 700;
  font-size: 11px;
  letter-spacing: 0.18em;
  text-transform: uppercase;
  padding: 10px 18px;
  border-radius: 999px;
  border: none;
  cursor: pointer;
  white-space: nowrap;
  transition: background 150ms ease;
}
.ma-cookie-banner__accept:hover { background: #b8973f; }

/* ─────────────────────────────────────────────────────────
   PAGE TEMPLATES
───────────────────────────────────────────────────────── */
.ma-page {
  max-width: 860px;
  margin: 0 auto;
  padding: 80px 32px 120px;
}
.ma-page h1 {
  font-family: var(--font-display);
  font-weight: 700;
  font-size: clamp(32px, 5vw, 56px);
  letter-spacing: -0.025em;
  line-height: 1.05;
  color: var(--ma-navy);
  margin-bottom: 32px;
}
.ma-page h2 {
  font-family: var(--font-display);
  font-weight: 700;
  font-size: 32px;
  letter-spacing: -0.02em;
  color: var(--ma-navy);
  margin-top: 48px;
  margin-bottom: 16px;
}
.ma-page p, .ma-page li {
  font-family: var(--font-body);
  font-size: 16.5px;
  line-height: 1.7;
  color: var(--ma-slate);
}
.ma-page a { color: var(--ma-navy); text-decoration: underline; text-decoration-color: var(--ma-gold); }

/* Blog index */
.ma-blog { max-width: 960px; margin: 0 auto; padding: 80px 32px 120px; }
.ma-blog__grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 32px;
  margin-top: 48px;
}
.ma-blog__card {
  background: #fff;
  border: 1px solid rgba(27,42,74,0.08);
  border-radius: 12px;
  overflow: hidden;
  transition: box-shadow 200ms ease;
}
.ma-blog__card:hover { box-shadow: 0 8px 24px rgba(15,26,48,0.1); }
.ma-blog__card-img { width: 100%; aspect-ratio: 16/9; object-fit: cover; }
.ma-blog__card-body { padding: 24px; }
.ma-blog__card-title {
  font-family: var(--font-display);
  font-weight: 700;
  font-size: 20px;
  letter-spacing: -0.01em;
  color: var(--ma-navy);
  margin: 0 0 10px;
}
.ma-blog__card-excerpt {
  font-family: var(--font-body);
  font-size: 14.5px;
  line-height: 1.6;
  color: var(--ma-slate);
  margin: 0 0 16px;
}
.ma-blog__card-meta {
  font-family: var(--font-mono);
  font-size: 11px;
  color: #8C7432;
  letter-spacing: 0.06em;
  text-transform: uppercase;
}

/* 404 */
.ma-404 {
  min-height: 60vh;
  display: flex;
  flex-direction: column;
  align-items: center;
  justify-content: center;
  text-align: center;
  padding: 80px 32px;
}
.ma-404__num {
  font-family: var(--font-display);
  font-weight: 700;
  font-size: 120px;
  line-height: 1;
  letter-spacing: -0.04em;
  color: rgba(27,42,74,0.08);
}
.ma-404__title {
  font-family: var(--font-display);
  font-weight: 700;
  font-size: 36px;
  letter-spacing: -0.02em;
  color: var(--ma-navy);
  margin: 0 0 16px;
}
.ma-404__body {
  font-family: var(--font-body);
  font-size: 17px;
  line-height: 1.6;
  color: var(--ma-slate);
  max-width: 480px;
  margin: 0 auto 32px;
}

/* ─────────────────────────────────────────────────────────
   RESPONSIVE — Mobile First
───────────────────────────────────────────────────────── */
@media (max-width: 1023px) {
  .ma-proof__featured { grid-template-columns: 1fr; }
  .ma-proof__metrics { border-left: none; border-top: 1px solid rgba(201,168,76,0.2); }
  .ma-resolution__body { grid-template-columns: 1fr; }
  .ma-resolution__partner-card { position: static; }
  .ma-newsletter__card { grid-template-columns: 1fr; padding: 48px 40px; }
}

@media (max-width: 767px) {
  /* Nav: hide links, show hamburger */
  .ma-nav__links,
  .ma-nav__phone { display: none; }
  .ma-nav__hamburger { display: flex; }
  .ma-nav__inner { padding: 16px 20px; }

  /* Hero */
  .ma-hero { padding: 64px 20px 56px; }
  .ma-hero__inner { grid-template-columns: 1fr; gap: 48px; }
  .ma-hero__portrait { max-width: 480px; margin: 0 auto; }
  .ma-hero__body { max-width: 100%; }

  /* Framework */
  .ma-framework { padding: 80px 20px; }
  .ma-framework__grid { grid-template-columns: 1fr; }
  .ma-framework__h2 { font-size: 36px; }

  /* Proof */
  .ma-proof { padding: 80px 20px; }
  .ma-proof__header { grid-template-columns: 1fr; gap: 24px; }
  .ma-proof__cards { grid-template-columns: 1fr; }
  .ma-proof__featured { grid-template-columns: 1fr; }
  .ma-proof__featured-story { padding: 32px 24px; }
  .ma-proof__metrics { padding: 24px; }

  /* Services */
  .ma-services { padding: 80px 20px; }
  .ma-services__grid { grid-template-columns: 1fr; }
  .ma-services__h2 { font-size: 30px; }

  /* Resolution */
  .ma-resolution { padding: 80px 20px; }
  .ma-resolution__header { grid-template-columns: 1fr; gap: 24px; }
  .ma-resolution__body { grid-template-columns: 1fr; }
  .ma-resolution__crosslink { flex-direction: column; gap: 16px; }

  /* Offer */
  .ma-offer { padding: 80px 20px; }
  .ma-offer__inner { grid-template-columns: 1fr; }

  /* Audiences */
  .ma-audiences { padding: 80px 20px; }
  .ma-audiences__header { grid-template-columns: 1fr; gap: 24px; }
  .ma-audiences__grid { grid-template-columns: 1fr; }

  /* Guarantee */
  .ma-guarantee { padding: 64px 20px; }
  .ma-guarantee__card {
    grid-template-columns: 1fr;
    padding: 36px 28px;
    text-align: center;
  }
  .ma-guarantee__seal { margin: 0 auto; }

  /* FAQ */
  .ma-faq { padding: 80px 20px; }
  .ma-faq__inner { grid-template-columns: 1fr; gap: 40px; }
  .ma-faq__header { position: static; }

  /* Newsletter inline */
  .ma-newsletter { padding: 64px 20px; }
  .ma-newsletter__card { grid-template-columns: 1fr; padding: 36px 28px; }
  .ma-newsletter__fields { grid-template-columns: 1fr; }

  /* CTA Banner */
  .ma-cta-banner { padding: 56px 20px; }
  .ma-cta-banner__inner { grid-template-columns: 1fr; gap: 32px; }
  .ma-cta-banner__btn { align-self: flex-start; }

  /* Footer */
  .ma-footer { padding: 56px 20px 24px; }
  .ma-footer__grid { grid-template-columns: 1fr; gap: 40px; }
  .ma-footer__bottom { justify-content: center; }

  /* Modal */
  .ma-modal { grid-template-columns: 1fr; }
  .ma-modal__rail { padding: 24px 24px 20px; }
  .ma-modal__steps { display: none; }
  .ma-modal__2col { grid-template-columns: 1fr; }
  .ma-modal__radio-grid { grid-template-columns: 1fr; }
}

@media (max-width: 480px) {
  .ma-hero__stats { gap: 20px; }
  .ma-proof__stat { font-size: 40px; }
  .ma-proof__metric-val { font-size: 28px; }
  .ma-newsletter__topics { flex-direction: column; }
  .ma-cta-banner__h3 { font-size: 28px; }
}

/* ─────────────────────────────────────────────────────────
   TABLET — 768 px → 959 px
   (hamburger shows; 3-col grids become 2-col; hero stacks)
───────────────────────────────────────────────────────── */

/* Nav: switch to hamburger at 959px so the link row
   never gets cramped on a 768-960px landscape tablet. */
@media (max-width: 959px) {
  .ma-nav__links,
  .ma-nav__phone { display: none; }
  .ma-nav__hamburger { display: flex; }
  .ma-nav__inner { padding: 16px 24px; }
}

/* Content: layout adjustments for 768-959px viewport */
@media (min-width: 768px) and (max-width: 959px) {

  /* Hero: stack at this width so portrait isn't squashed */
  .ma-hero { padding: 72px 28px 64px; }
  .ma-hero__inner {
    grid-template-columns: 1fr;
    gap: 48px;
  }
  .ma-hero__portrait {
    max-width: 520px;
    margin: 0 auto;
  }
  .ma-hero__body { max-width: 100%; }

  /* Framework: 3 → 2 + 1 layout */
  .ma-framework { padding: 80px 28px; }
  .ma-framework__grid {
    grid-template-columns: 1fr 1fr;
  }
  /* Make Multiply card span full width on its own row */
  .ma-framework__card:last-child {
    grid-column: 1 / -1;
  }
  .ma-framework__h2 { font-size: 40px; }

  /* Proof: 3-col case cards → 2-col (3rd wraps) */
  .ma-proof { padding: 80px 28px; }
  .ma-proof__cards {
    grid-template-columns: 1fr 1fr;
  }
  /* 3rd card spans full width */
  .ma-proof__card:last-child {
    grid-column: 1 / -1;
    max-width: 520px;
  }
  .ma-proof__header { gap: 32px; }

  /* Services: 2-col is already fine — just reduce padding */
  .ma-services { padding: 80px 28px; }

  /* Resolution: header becomes single-col; body already stacks at 1023px */
  .ma-resolution { padding: 80px 28px; }
  .ma-resolution__header { grid-template-columns: 1fr; gap: 28px; }

  /* Offer stack: already 2-col, just tighten */
  .ma-offer { padding: 80px 28px; }

  /* Audiences: 3-col → 1-col (segments are text-heavy) */
  .ma-audiences { padding: 80px 28px; }
  .ma-audiences__header { grid-template-columns: 1fr; gap: 28px; }
  .ma-audiences__grid { grid-template-columns: 1fr; }

  /* Guarantee: horizontal card is fine at tablet — just reduce padding */
  .ma-guarantee { padding: 64px 28px; }
  .ma-guarantee__card { padding: 40px 44px; }

  /* FAQ: sticky header stays; just reduce padding */
  .ma-faq { padding: 80px 28px; }
  .ma-faq__inner { gap: 56px; }

  /* Newsletter inline */
  .ma-newsletter { padding: 72px 28px; }
  .ma-newsletter__card { padding: 48px 48px; }

  /* CTA Banner */
  .ma-cta-banner { padding: 64px 28px; }

  /* Footer: 2-col instead of 4 (brand + links grouped) */
  .ma-footer { padding: 64px 28px 28px; }
  .ma-footer__grid {
    grid-template-columns: minmax(0, 1.4fr) minmax(0, 1fr);
    gap: 40px;
  }
  /* Move services + firm columns side by side */
  .ma-footer__grid > div:nth-child(2),
  .ma-footer__grid > div:nth-child(3) {
    /* already in correct positions */
  }
  /* Contact column spans full width on second row */
  .ma-footer__grid > div:nth-child(4) {
    grid-column: 1 / -1;
  }
}

/* ─────────────────────────────────────────────────────────
   TABLET LANDSCAPE — 960 px → 1023 px
   (desktop nav restored; grids already at desktop widths)
───────────────────────────────────────────────────────── */
@media (min-width: 960px) and (max-width: 1023px) {
  /* Show desktop nav */
  .ma-nav__links { display: flex; gap: 16px; margin-left: 16px; }
  .ma-nav__phone { display: block; font-size: 12px; }
  .ma-nav__hamburger { display: none; }
  .ma-nav__cta { padding: 10px 16px; font-size: 11px; }

  /* Tighten section padding slightly */
  .ma-hero    { padding: 80px 28px 72px; }
  .ma-framework,
  .ma-proof,
  .ma-services,
  .ma-audiences,
  .ma-faq     { padding: 96px 28px; }
  .ma-resolution,
  .ma-offer   { padding: 96px 28px; }
  .ma-newsletter { padding: 80px 28px; }
  .ma-cta-banner { padding: 72px 28px; }
  .ma-footer  { padding: 64px 28px 28px; }
  .ma-guarantee { padding: 80px 28px; }

  /* Hero portrait — slightly smaller gap */
  .ma-hero__inner { gap: 48px; }

  /* Framework 3-col — reduce card padding */
  .ma-framework__card { padding: 28px; }
  .ma-framework__h2 { font-size: 42px; }

  /* Proof 3-col — stat number can be smaller */
  .ma-proof__stat { font-size: 48px; }

  /* Footer — 4-col is fine at 960px+ */
  .ma-footer__grid { gap: 32px; }
}

/* ─────────────────────────────────────────────────────────
   TOUCH TARGETS — all interactive controls ≥ 44 × 44 px
   (applies across all breakpoints for accessibility)
───────────────────────────────────────────────────────── */
@media (pointer: coarse) {

  /* Nav & drawer links */
  .ma-nav__links a       { min-height: 44px; display: inline-flex; align-items: center; }
  .ma-nav__drawer a      { min-height: 52px; }
  .ma-nav__cta           { min-height: 44px; }
  .ma-nav__hamburger     { min-width: 44px; min-height: 44px; justify-content: center; }

  /* FAQ accordion buttons */
  .ma-faq__btn           { min-height: 52px; }

  /* Modal close button */
  .ma-modal__close       { width: 44px; height: 44px; }

  /* Modal pills */
  .ma-modal__pill        { min-height: 44px; padding: 10px 18px; }

  /* Modal radio cards */
  .ma-modal__radio-card  { padding: 18px 18px 18px 50px; }

  /* CTA buttons */
  .ma-btn-primary        { min-height: 52px; }
  .ma-cta-banner__btn    { min-height: 52px; }
  .ma-nav__cta           { min-height: 44px; }

  /* Newsletter submit */
  .ma-newsletter__submit { min-height: 52px; }
  .ma-newsletter-compact__btn { min-height: 44px; }

  /* Modal next/submit */
  .ma-modal__next,
  .ma-modal__submit      { min-height: 52px; }

  /* Offer stack checklist items */
  .ma-offer__item        { min-height: 48px; }

  /* Footer links */
  .ma-footer__col-links a { min-height: 40px; display: inline-flex; align-items: center; }
  .ma-footer__bottom-link { min-height: 44px; display: inline-flex; align-items: center; }
}

/* ─────────────────────────────────────────────────────────
   HIGH-DENSITY SCREENS (Retina / 2×) — keep borders crisp
───────────────────────────────────────────────────────── */
@media (-webkit-min-device-pixel-ratio: 2), (min-resolution: 192dpi) {
  /* 1px borders can look double on retina — keep them as-is
     (modern browsers handle sub-pixel rendering correctly) */
  .ma-framework__card  { border-width: 0.5px; }
  .ma-services__card   { border-width: 0.5px; }
  .ma-guarantee__card  { border-width: 0.5px; }
}

/* ─────────────────────────────────────────────────────────
   REDUCED MOTION — respect user preference
───────────────────────────────────────────────────────── */
@media (prefers-reduced-motion: reduce) {
  *, *::before, *::after {
    animation-duration:     0.01ms !important;
    animation-iteration-count: 1  !important;
    transition-duration:    0.01ms !important;
    scroll-behavior:        auto  !important;
  }
  .ma-faq__body-wrap { transition: none; }
  .ma-modal-overlay  { transition: none; }
}